Do you have life insurance? Do you have enough?
How covered are you?
Would your family be provided for in the event of your untimely passing?
There are two basic types of life insurance:
- Temporary Insurance (Term) – To cover expenses that will last for 1-30 years, such as home mortgages, short-term debts, family income, and educational expenses. Term insurance can be the most cost-effective way to cover these kinds of costs for loved ones left behind.
- Permanent Insurance (Whole Life or Universal Life) – For needs such as estate taxes and retirement savings protection. Permanent life insurance also builds a cash value that increases the longer a policy is in force.
The proper life insurance coverage can make all the difference when it comes to the loved ones you leave behind. Our BRIS agents can help you determine the best coverage for YOU.